genral remedies-start doing the dan of Kheer or the materials for making kheer to Pandit ji on every amawasiya.After doing amawasiya dan on regular basis than start the donations of every sankranti based on the sign of the sun.

past life karma/prediction- during the last rite of some ancestor the Pandit ji was not given dakshanana well and even disrespected.
and you can’t do regular job better do some contract based jobs, your house is just very functional but not luxurious ,the house is at a location where there is a lot of network issues and there is food delivery apps don’t have services.
you have got married in the time period and it was a late marriage and you lost job
after marriage regular job related troubles have started.