Hello, I have struggled with debt and not having enough money to cover my basic needs my whole life. I have been working since age 14, but due to health costs or being scammed often by a family member or someone posing as a close friend, or economic conditions that affect everyone, I struggle each month. When I have managed to save money or received a large sum (from selling a car for example) some sudden loss of income happens and I have to spend it all on basic life expenses. What should I be doing regularly or avoiding in order to overcome these cycles of poverty/debt? I am 39 years old and cannot simply live with my family (abusive environment).